نوع مقاله : مقاله پژوهشی
نویسنده
کارشناسی ارشد مهندسی صنایع دانشگاه آزاد قزوین
چکیده
امروزه بسیاری از بانک های داخلی کشور نوعی ریسک اعتباری را تجربه
می کنند که از پیامدهای آن می توان افزایش مطالبات معوق بانک هاو مشکل عدم
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پیشنهادی یک مثال عددی درباره مسأله رتبه بندی اعتباری مشتریان بانک هاارائه وبهترین گزینه موجود برای اعطای تسهیلات تعیین خواهد شد
کلیدواژهها
عنوان مقاله [English]
Introduction of an Advanced VIKOR method for Credit Rating of Customers of Banks
نویسنده [English]
- Mostafa Ekhtiari
چکیده [English]
Now days, many internal banks of country experiment a kind of credit
risk, where can enumerate increasing non-performing loans of the
banks and not repayment problem of the central bank debts as its
results. Therefore, to establish a system of credit risk management is
necessary and essential. The Five Cs of credit valid system is one of
the rating systems of customers where can be considered for credit
risk management. In the other hand, existence of a suitable tool to
establish this system is necessary. The VIKOR method is one the
efficient tools to rate feasible alternatives where can be used for rating
credit of customers. In this paper, a method of advanced VIKOR will
be proposed which can present the optimal values of attributes
preference weights in decision making process. To illustrate the
method proposed, a numerical example will be presented about credit
rating problem of banks customers and the best feasible alternative to
give facilities will be determined
کلیدواژهها [English]
- Multiple Attribute Decision Making (MADM)
- VIKOR Method
- Credit Rating
- Five Cs of Credit System
هوشمند ترکیبی رتبه بندی اعتباری مشتریان بانک ها با استفاده از مد ل های استدلالی فازی
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